People Don’t Be Having No Money

People don’t be having no money,
Poppin’ bottles, wining and dining,
Trying to pay with a Mastercard that keeps on declining.

People don’t be having no money,
Sporting Michael Kors and Coach bags,
On food stamps and Section 8,
But driving ‘round in a Jag,
Can’t pay bills on time,
But be the first in line,
When the government’s giving handouts,
Talkin ‘bout, “I gotta get mine”,
Riding around with no insurance and a year old temp tag,
Image looking good but credit looking bad.

People don’t be having no money,
Staying at five star hotels,
Maintaining their hair and nails,
Broke as a joke but you can’t tell,
On top of the latest trends,
Boasting and bragging to friends,
Trying to keep up with the Joneses,
But the Joneses got ends.

People don’t be having no money,
Taking trips around the world,
Maxing out credit cards,
Buying diamonds and pearls,
Don’t miss a Black Friday,
But red in their accounts,
Gas tank on “E”,
And ‘bout to get put out.

People don’t be having no money,
But like to have their way,
Living from paycheck to paycheck,
Barely making it through each day,
Living large at all costs,
Steady taking a loss,
Do yourself a favor,
And quit showing off.

You ain’t got no money,
But if you have any sense,
Take that little bit you have,
And make an in-vest-ment.




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Time Waits On No One

Have you ever lost money in a gamble, bet or some other bad decision? Did you eventually recoup those funds over time? I sure hope so. Even if you didn’t recoup all of it, you should’ve regained a fraction of it, if you work full time. Regardless of how it was lost or how much was lost, there are myriad ways of earning back money.

What I find to be just as valuable as money is time. In some cases, time is more valuable than money. For instance, let’s say you have to miss a day of work to spend time with your daughter or son who’s going off to college or the military. Would you consider that time with him or her more valuable than the money you lost from missing work? Besides, if missing one day of work causes you to fall into a financial crunch or miss a meal, you should consider finding a new job or side hustle. Don’t ever let a job dictate your life because employers will continue to eat and maintain their affluent lifestyles in your absence.

You have to learn to prioritize time and money in order of importance on a daily basis. You will miss your calling chasing money. You will miss your child’s graduation chasing money. You may even lose your spouse chasing money. Some things are more important than money itself. By all means, work your job or run your business because you have to make a living somehow. But don’t take on more than you can handle just for a couple of dollars. You’ll find yourself sleeping less, sick more, and spending less time with your loved ones. At some point, we all have to make sacrifices, but don’t use them as an excuse to bailout out of your responsibilities and commitments. One thing I’ve learned over the years is that people have time and money for what they want to have it for. You don’t have time to entertain your friend’s new business venture, but you don’t miss a happy hour. You don’t have time to support a worthy cause, but you never miss a big event. Didn’t I just see you at the comedy show last weekend? I thought that was you. Yes you. The one who never seems to have time for anything or anyone.

Just remember this one thing…If you don’t make time for your loved ones, don’t expect them to make time for you when you need it most. Once time is lost, you can never get it back.

And remember…
“Make sense of what you do, and make every cent count.”

What are your thoughts? I’d love to hear them.

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Photo: Flickr. Time by Sean MacEnteeCC

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